Student Housing

Say yes to more students without chasing guarantors

We’re A+ at student housing. Accept more first signatures and expand access for more students.

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Key Benefits

Guarantors needed? We come off the sidelines

TheGuarantors = the guarantor
One signature is enough. No more chasing co-signers or parents.
No-shows, skips, lease breaks, damages
You’re covered. With specialized risk mitigation.
Straightforward claims
You’re busy. That’s why our digital process is efficient (so you can be too).
International student approvals
Get non-U.S. students in the door fast with our easy application process.
Inclusive access
Non-students and those on financial aid or athletic scholarships can get in.

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Did You Know
$4B in rent and deposits, covered*
Helping you grow NOI with predictable cash flow.

Fill more beds with less risk by partnering with the leader in student-related protection

Flexible Building Waiver Policy

Cover all occupied beds against no-shows, skips, and more while nixing operational headaches. We act as guarantor for the whole property.

Rent & Deposit Coverage

Help individual students get in the door while guarding your assets. Students pay one fee upfront and don’t need a personal guarantor.

Testimonial
“I tell my management clients to stop using parental guarantors and start using TheGuarantors”
Wes Deese, CEO, Student Housing Insight

If you’ve got more questions, we’re ready with answers

TheGuarantors' Student Housing Waiver and Rent Coverage both help student housing operators reduce financial risk, offering flexibility to choose between full-building coverage or more customized protection for individual residents.

Student Building Waiver: Provides full-building coverage, protecting the entire rent roll and every bed, whether occupied by students or non-students. This ensures operators are paid in cases of skips, no-shows, or defaults, while also streamlining operations by removing the need to pursue guarantors or parents for payments.

Rent Coverage: Offers targeted, flexible protection by guaranteeing leases for individual residents who lack a guarantor or whose guarantor does not meet standard leasing requirements. This enables student housing operators to confidently rent to conditional or denied applicants—both students and non-students—reducing risk and maximizing occupancy. Learn more about Rent Coverage here.

Monthly costs vary by property and policy terms. We’ll work with you to customize a solution that best fits your needs while keeping rates affordable.

Yes. Each student under the waiver policy begins with $150 built in Deposit Coverage that we can increase to your needs.