Your all-in-one partner to grow lease conversions and minimize bad debt

Our flexible insurance products are designed to fill your rentals with less risk. At no cost to you.*

  • More Tenants

    Improve leasing velocity by up to 25%

  • Stronger Rent Roll

    Reduce your bad debt up to 70%

  • Less Risk

    Increase protection 6X - 12X

We operate seamlessly

If we find applicants eligible, they’ll pay us upfront. You pay us nothing and are covered.

  • 1

    Customize

    You choose the amount of coverage your unique properties need.

  • 2

    Invite

    Conditional or denied applicants can apply for coverage through us.

  • 3

    Approve

    If we find applicants eligible, you can give them the keys with confidence.

Don’t take our word for it

9 in 10 of the country’s top operators trust us.

4.7
on Google Reviews

TheGuarantors has become the choice for any operator looking to improve financial and operational performance while bringing great value to renters.

Chad Cooley
Managing Director

Being able to recoup 76% of your bad debt is pretty awesome.

Traci Baumgarten
Residential Financial Director

$22M+ in rent roll secured and it didn't cost us a dime.

Jarrod Whitaker
SVP, Residential Operations

Claims, mitigation, and customer success teams

They’re on-call, handling requests and guiding residents to avoid default in 6 languages.

resident satisfaction rate
95%
operator retention rate
99%
experts on-call
120+
Return Calculator

How much could we grow your business?

Use our return calculator to get a sense.

Find out how to reach your goals

For illustrative purposes only.

If you’ve got more questions, we’re ready with answers

Rent Coverage opens doors to renters who may not otherwise qualify, improving owners’ and operators’ lease conversion all while mitigating their risk of default, minimizing bad debt, and improving their NOI. It serves as an insurance policy: if a renter defaults on their lease, the Rent Coverage covers owners and operators for the missed rent. This way, operators can lease with confidence and renters access the apartment of their dreams.

Renters do. The price is determined after underwriting in accordance with rates filed and approved by the regulators. Our Rent Coverage is a type of insurance policy that covers someone (the landlord) other than the person who buys it (the renter).

It’s easy. Contact us at moreinfo@theguarantors.com and we'll get you signed up. There is no cost or commitment. We can provide more hands-on training if you'd like, but that's up to you. We’ll be your dedicated partner every step of the way.

The policy covers the term of the lease, up to 36 months, depending on our filings in your state.

Don’t see your question here?

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