Worried your renters might stop paying rent?

Protect your property against losses from rent defaults, vacancies, lease breaks, damages, and more. All without increasing your operating expenses.

Two kinds of coverage
Zero cost to landlords

Rent Coverage

Protect your rental income by covering rent payments, defaults, and vacancy loss. It's free for landlords and affordable for renters.

Deposit Coverage

Increase your financial protection with coverage for lost rent, damages, and legal fees. Renters pay a small fee and keep their security deposit, while landlords pay nothing.

Have more than 50 units in your portfolio?

Visit our main owner and operators page for more details on how TheGuarantors can support you.

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Get set up in no time, here's how

Step 1: Sign up by enrolling above
Step 2: Enroll your properties
Step 3: Invite your tenants to apply
Step 4: Track your applicant's progress

Minimize risk and increase protection

Customize coverage amounts to fit the needs of your applicants and increase your financial security.

Get Started

Sample pricing for renters based on risk profile and desired coverage

Low Coverage

2 months of rent coverage
1 month of deposit coverage

"Approved" Screening Result
Great credit score
Steady income stream
Looking to rent deposit free

Medium Coverage

6 months of rent coverage
1 month of deposit coverage

"Approved w/ Conditions" Screening Result
Dip in credit score
Irregular income stream
Moving for new job

High Coverage

12 months of rent coverage
1 month of deposit coverage

"Denied" Screening Result
Low or no credit
Limited income
First time renter

*Sample pricing shown above based on $2,000 monthly rent. Policy pricing varies and is determined by gross rent, the length of coverage, and the individual renter's risk profile.

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Frequently asked questions

Rent Coverage is our Lease Guarantee surety product that functions substantially similar to insurance, helping landlords protect their rental income. If, for any reason, the renter is unable to pay their rent, we will cover the loss within the parameters of the policy terms. All you have to do is invite a renter to apply before they sign their lease, select the coverage you’d like (the maximum number of months you’d like to be paid back if there are issues), and if the renter is approved, we’ll issue the bond. Because the renter pays the policy price, there is no cost to the landlord for the coverage to take effect.

Renters pay our policy premiums. There are no fees to the landlord for coverage.

You can file a claim with us online. Claims are typically paid within one month of receipt of the required information. Detailed procedures for filing a claim are provided in the Lease Rental Bonds General Terms and Conditions.

No, your renters will provide documentation. After you invite your prospective tenant to apply for coverage, they will be prompted to complete an application online, where they will upload their documents and provide permission to run a soft credit check. For most renters, we only need a copy of government-issued ID.

The cost generally varies from a quarter to 130% of one month’s rent, depending on a number of factors, including the length of coverage you select.

Under many circumstances, a renter who doesn’t meet your qualification standards will be turned away. Our coverage makes it easier for a renter to be approved, while at the same time protecting your rental income. So you can rent to them with greater peace of mind, and they get the home they want.