Say yes to more students with smarter rental coverage

  • Protect your asset from no shows, lease breaks, and damages
  • Lease more efficiently without chasing guarantors
  • Grow your portfolio’s ancillary revenue
  • Secure your entire community with quick student approvals and lease guarantees while securing your rent roll
  • Feel supported with our reliable claims process without the hassle
  • Enjoy ease of implementation with API integrations and your own dedicated customer service team
  • All at no cost to you
Micah Hollingsworth

Micah Hollingsworth

Director, Student Housing

Get in touch with me

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Trusted by real estate leaders

5
Because of TheGuarantors' products and exceptional service, we have been able to continually improve student conversions while exceeding leasing velocity goals and reducing bad debt.
5
Adding the use of TheGuarantors' lease guarantees and security deposit replacements into our leasing program has helped us qualify more applicants and in turn has helped us fill our vacancies at a faster rate. Claims are processed and received quickly. Their customer service team is professional and prompt with their responses.
5
TheGuarantors has become the choice for any operator looking to improve financial and operational performance while bringing great value to renters.
5
TheGuarantors is the best solution to help international students find their dream home.

Frequently Asked Questions

The Basics

We are a fintech company that offers insurance products that give greater access to renters and stronger protection for landlords. Additionally, we are a licensed insurance agent and broker, and partner with insurance carriers to provide the coverage you need. Learn more about our insurance partners and licensing here.

Rent Coverage is our Lease Guarantee surety product that functions substantially similar to insurance, helping landlords protect their rental income. If, for any reason, the renter is unable to pay their rent, we will cover the loss within the parameters of the policy terms. All you have to do is invite a renter to apply before they sign their lease, select the coverage you’d like (the maximum number of months you’d like to be paid back if there are issues), and if the renter is approved, we’ll issue the bond. Because the renter pays the policy price, there is no cost to the landlord for the coverage to take effect.

Renters pay our policy premiums. There are no fees to the landlord for coverage.

The policy covers the term of the lease, up to 36 months, depending on our approved filings in your state.

When a default happens, submit the information at www.theguarantors.com/submit-a-claim. Claims are typically paid within 5 business days.

Our policies are backed by licensed insurance carriers that are also A-rated by AM Best, including The Hanover Insurance Company, Arch, UCS, and Chubb. Check out our licensing for more details.

Why TheGuarantors?

Since 2015, we’ve been helping owners and operators adapt and thrive, no matter the economic environment. We've developed simpler, smarter solutions to provide you superior protection and to help stabilize your portfolio even in a shaky economy. Our results speak for themselves.

in rent and deposit coverage
$3.5B+
operator retention rate
99%
renter satisfaction rate
95%
languages spoken
6+