So what if I have a poor credit score?
A poor (or low) credit score can be a big challenge in the United States especially when renting an apartment. A credit score is a number that represents the creditworthiness of a person and is used by landlords to determine the chance of default of a tenant (i.e. not paying their rent).
Depending on the landlord, anything lower than 700 is considered a risk. Note that not having a credit score does not mean you have bad credit.
Can I qualify to rent with bad credit?
Renting an apartment with bad credit is hard but not impossible. First, we would advise you to request a credit report so you can see why your credit score is low. Sometimes paying just a few outstanding bills can make a big difference in your credit score. Rebuilding your credit score takes time and the apartment you want to rent won’t wait, so in order to rent the apartment you want you will most likely need a guarantor .
What if I don’t have a co-signer?
If your credit score is at least 600 (If you don’t have a credit score please click here ) TheGuarantors may be able to qualify you for the apartment of your choice. Our decision will be based on additional criteria, such as income, that we use to determine your creditworthiness. Finding out if you qualify is free and our questionnaire will only take a few minutes of your time.