Hudson Insurance Group

Privacy Notice

To Third-Party Claimants:

We may collect non-public confidential personal information (“CPI”) about you from claim forms and other forms you complete for us; any of your transactions with Hudson Insurance Company or its affiliates; and consumer reporting agency(ies).  Depending on the nature of your coverage or claim, we may collect information about you from third parties, such as the State Motor Vehicle Department concerning your driving record.

We may collect one or more of the following categories of CPI about you:

  • Identifiers such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number and state, passport number, or other similar identifiers.

  • Any information that identifies, relates to, describes, or is capable of being associated with,  a particular individual, including, but not limited to, his or her name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.

  • Commercial information, including records of personal property, products or services purchased,  obtained,  or  considered,  or  other  purchasing  or  consuming  histories  or

  • tendencies.

  • Biometric information.

  • Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding a consumer’s interaction with

  • an Internet Web site, application, or advertisement.

  • Geolocation data.

  • Audio, electronic, visual, thermal, olfactory, or similar information.

  • Professional or employment-related information.

  • Education information.

  • Inferences drawn from any of the information identified in this subdivision to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

We do not collect or disclose any non-public CPI about our claimants or former claimants to anyone, except for our everyday business purposes such as (i) processing insurance transactions, (ii) maintaining and adjusting claims, (iii) detecting, investigating, prosecuting and preventing fraud, (iv) responding to court orders and legal investigations, and (v) as otherwise permitted by law or regulation.  In some cases this   may   mean   information   can   be   disclosed   to   third   parties   without   your   authorization.

In order to safeguard your CPI, we restrict access to information about you to employees who need to know in order to provide you with products, benefits or services. We also maintain physical, electronic, and procedural safeguards that comply with state and federal laws and regulations to guard your CPI.

You may have the right to request access to certain items of information we have collected about you, specifically:

  • The categories of CPI we have collected about you.

  • The categories of sources from which the CPI is collected.

  • The business or commercial purpose for collecting or selling CPI.

  • The categories of third parties with whom we share CPI.

  • The specific pieces of CPI we have collected about you.

  • The categories of CPI that we disclosed about you for a business purpose.

You may also have the further right to request deletion or correction of certain information if you feel it is inaccurate, though Hudson may be legally required or allowed to refuse such a request and/or to retain such information.   If this is the case, Hudson will advise you of why, subject to any legal restrictions. Hudson will respond to your request within thirty (30) business days or advise you if additional time is required to respond to your request.

We would be pleased to tell you more about the policies and procedures we have in place to protect your privacy. For more information, please contact us at:

Hudson Insurance Company

100 William Street, Floor 5

New York, NY 10038

Tel: (212) 978-2800

Toll-Free: (866) 246-9945

Fax: (212) 978-2899

DSAR@hudsoninsgroup.com

Important Notice

IN  COMPLIANCE WITH  THE  REQUIREMENTS OF  THE  FAIR  CREDIT REPORTING ACT  (PUBLIC LAW  91-508), HUDSON INSURANCE COMPANY ADVISES THAT AS PART OF OUR ROUTINE PROCEDURE IN REVIEWING APPLICATIONS FOR INSURANCE OR RENEWALS OF INSURANCE POLICIES, WE MAY PROCURE A CONSUMER REPORT INCLUDING INFORMATION AS TO THE CONSUMER’S CHARACTER, GENERAL REPUTATION, PERSONAL CHARACTERISTICS OR MODE OF LIVING. IF SUCH INSURANCE IS FOR AN INDIVIDUAL AND IS PRIMARILY FOR PERSONAL, FAMILY OR HOUSEHOLD PURPOSES, SUCH INFORMATION MAY BE OBTAINED THROUGH PERSONAL INTERVIEWS WITH NEIGHBORS, FRIENDS OR OTHERS WITH WHOM THE CONSUMER IS ACQUAINTED.

UPON REQUEST TO THIS INSURANCE COMPANY, IN ANY MANNER AS NOTED ABOVE, WE WILL PROVIDE, IN WRITING, A COMPLETE AND ACCURATE DISCLOSURE OF THE NATURE AND SCOPE OF THE CONSUMER REPORT REQUESTED OR ADVISE THAT NO INVESTIGATION WAS CONDUCTED.

Hudson Insurance Group consists of:

Hudson Insurance Company

Hilltop Specialty Insurance Company

(fka Hudson Specialty Insurance Company)

Hudson Excess Insurance Company

Greystone Insurance Company